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Settling down... - MegaZone's Safety Valve
The Ramblings of a Damaged Mind
zonereyrie
zonereyrie
Settling down...
I talked to a realtor today about starting to look for a house. I got kick started since the house next to drdt and solipsistnation's place is for sale. I decided to work with an agent instead of trying to go it alone - and this realtor happens to the the wife of the CEO of my company, whom I've talked with a number of times over the past couple of years. We're going to meet tomorrow to go over the basics - financing, etc - and she's going to try to arrange a viewing of that house for me. It seems a little pricey for the size, so I may look around - depends on how nice it is, etc.

I am: busy busy
Current Media: quiet office

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Comments
purly From: purly Date: April 2nd, 2005 01:04 am (UTC) (Direct Link)
Seems like almost everyone is getting a house.
eryn_ From: eryn_ Date: April 2nd, 2005 02:14 am (UTC) (Direct Link)
Oh please don't say that... when even the single people have houses I feel really inadequate.
z_gryphon From: z_gryphon Date: April 2nd, 2005 11:08 pm (UTC) (Direct Link)
What, we're not allowed to have our own detached dwellings, privacy, etc. because we haven't fulfilled our social obligations by pairing off and/or budding?
eryn_ From: eryn_ Date: April 3rd, 2005 12:16 am (UTC) (Direct Link)
Most people seem to buy a house when they get married, it just doesn't come up with single people. So it's a benchmark of my deviance that even single people my age have houses.

And don't twist my words, I didn't mean it that way.
eryn_ From: eryn_ Date: April 3rd, 2005 12:33 am (UTC) (Direct Link)
Sorry about that. I needed to rephrase since it was an inappropriate venue in which to argue.
solipsistnation From: solipsistnation Date: April 2nd, 2005 03:28 am (UTC) (Direct Link)
It does seem pricy. I think, in fact, that it would have sold in the past SIX MONTHS if that were anywhere near a recent price. I'd be surprised if it actually ends up going for more than $200k. I'd say $170k, more like...

At least it's a good location.

(and stophittinyrslf says hiiiiii. come to dinner!)
zonereyrie From: zonereyrie Date: April 2nd, 2005 03:49 am (UTC) (Direct Link)
Yeah - just looking at that website there are houses that seem to be in decent areas that are FHUGE, for $300,000 - and he wants $270,000 for that one. I'd take the bigger place at those prices (presuming I can swing either one). I'll be talking finance and such with the realtor tomorrow.

If he wanted $200k for it - no problem.

I get the impression this guy buys houses, fixes them up a bit, then resells them.


Oh - and I do plan to come to dinner Sunday, I was just out of town the past two weeks. :-)
sze From: sze Date: April 2nd, 2005 04:42 am (UTC) (Direct Link)
shooot. that's cheap.
damn socal housing prices.. you can barely find a condo at 300K.
zonereyrie From: zonereyrie Date: April 2nd, 2005 05:12 am (UTC) (Direct Link)
I'm not sure I can afford $300k. If I didn't have any credit card debt I know that I could, but as it stands, with ~$15k on my cards, I'm not sure. I pay $600/month rent for my shoebox apartment, and I just paid off a loan I was paying $1100/month on. So that's an easy $1700/month I can swing to a house. The higher I go over that, the less I can put towards paying off my cards.

But then, in a year maybe I refinance and use equity to pay them off or something.
chiieddy From: chiieddy Date: April 2nd, 2005 02:21 pm (UTC) (Direct Link)
I currently slightly overpay my mortgage at $1250/mo and I originally took out $160,000 at 6% to get that (which was because my credit wasn't as good at the time and I couldn't get them to waive the fees so I wrapped them into the mortgage refinance). My condo originally cost $167,500. My current property tax bill values it at $188,000. I expect I could sell it for more than that.

The idea is to hold onto it for at least 2 more years and make enough on the sale of it that I have a good downpayment for a house with a driveway and a yard and noone sharing walls with me. :)
From: vibratorlover Date: April 2nd, 2005 11:42 am (UTC) (Direct Link)
Good luck with that! :-)
I can't wait to find a steady job to move out and live by myself...
chiieddy From: chiieddy Date: April 2nd, 2005 02:17 pm (UTC) (Direct Link)
Oh, booger snots. :)

My mom is a real estate agent and she gives referrals anywhere in the US and is always looking for the business. She could have referred you to someone else and would have gotten a part of the 6% agent's fee (not the one you pay, the one the seller pays). Of course it being your CEO's wife, I can see why you went that direction.

Good luck with the house hunt. Let me know if you have any questions about the process. It's been a couple of years, but it's daunting the first time.
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